ii-A | Level 4, 309 George Street, Sydney NSW 2000 | t: 1300 00 2481 | f: 1300 00 2482 | e: email@example.com
The financial services that are offered in this Financial Services Guide (“FSG”) are provided by:
ABN: 28 118 001 415
AFS Licence No.: 307107
Level 7, 171 Clarence Street,
Sydney NSW 2000
t: 1300 00 2481
f: 1300 00 2482
This FSG is a guide containing important information about our relationships and associations and is intended to assist you in your decision whether to use any of our services. The FSG includes information about:
For all general insurance retail products as defined by the Corporations Act 2001 we will provide you with information about how we are remunerated including any benefits we would receive and any relevant interests or relationships that might be considered as influencing us in the advice or recommendation we have provided.
If we only provide you with general advice for any type of insurance product that is advice which does not take into account your objectives, financial situation or needs, we will give you a general advice warning at that time.
If we recommend that you acquire or we offer to issue or arrange to issue you a financial product, we will give you information about the particular financial product by providing you with a Product Disclosure Statement (“PDS”). The PDS will help you make an informed decision about the financial product.
ii-A will be providing the financial service to you. ii-A is a leader in delivering risk and insurance services and solutions to clients. Insurance broking and insurance program management services are provided for business, professional service organisations and private clients under the ii-A name.
We provide financial services on your behalf.
We are authorised to provide financial product advice and deal in general insurance products.
We may be paid a commission by the insurer for arranging the policy which is based on a percentage of the premium less stamp duty, fire services levy, GST and any other government charges, taxes, fees or levies. The rate of commission depends on the policy and may range from 0% to 22.5%. The commission is included in the premium charged and covers various expenses we incur in arranging the insurance as well as a profit component. We retain the commission from the premium you pay us and remit the balance to the insurer.
We may receive commission on each renewal and some variations of your policy. The rate of commission depends on the policy and may range from 0% to 22.5%.
We may charge you a broker fee or administration fee rather than commission for arranging the policy.
We may charge a combination of broker fee/administration fee and commission for arranging the policy.
Our representatives may also receive non-monetary benefits from insurers. This may include entertainment at sporting events, hospitality including lunches and attendance at insurer sponsored functions. It is not possible to determine in advance what, if any, non-monetary benefit a representative may receive and these benefits are not generally attributed to any particular product.
If you receive personal advice from us, we will tell you about any commissions, fees and any other benefits, where possible in actual dollar amounts, in the information provided or if relevant, the Statement of Advice.
We will answer any questions you may have about our remuneration to ensure you are clearly informed.
Where you have been referred to us by someone else, if we pay them a fee or commission in relation to that referral, we will tell you.
t: 1300 00 2481
f: 1300 00 2482