Accident & Sickness Cover – Group & Individual

If you run your own small business, or you are a freelancer, it is imperative you have Accident and Sickness cover to protect your income in the event of injury or illness. ii-A can customise an Accident and Sickness policy that covers you against financial loss in these circumstances with a range of covers from lump sum payment for capital benefits to weekly payments for accident, sickness and business expenses.

Builders Warranty

If you are a licensed builder you are legally required by law to provide your client with a Builders’ Warranty for work over $12,000 on residential properties; or if you are an owner-builder of a residential property, you need to provide a warranty should you sell your property within six years of carrying out the work. ii-A can promptly arrange either type of builders' warranty to meet your legal obligations with minimum fuss.

Business Packages

ii-A understands your Business Insurance needs. Whether your business is in the office or on the road, retail, trade or manufacturing, our range of business packages can be customised to give you the security you require to cover all your business insurance needs including your premises, contents, stock, general liability, and business interruption.

Construction Risk

Construction Risk Insurance is a vital policy to have on a construction site because construction sites can be dangerous places. ii-A will provide you with a competitive builders’ or owner-builders’ insurance policy that meets your particular needs from large commercial developments to owner builder dwellings.

CDM Programs Insurance

The Clean Development Mechanism (CDM) is one of the market-based mechanisms formulated under the Kyoto Protocol to assist developing countries in achieving sustainable growth while helping industrialized countries to meet their Green-House Gas (GHG) ,emission reduction targets agreed under the Protocol.

ii-A offers structured Clean Development Mechanism / Joint Implementation Insurance that eliminates project related risks for investors. Potential risks covered in an All-Risk CDM/JI project policy include standard property risks such as fire, lightning, explosion, aircraft etc. Also covered are natural catastrophes, construction risks, delays in start-up, approved & proven technology performance, counterpart credit default and Kyoto process risks including registration & insurance.

Commercial Property

If you need Commercial Property Owners Insurance to cover your contents, public liability, and loss of rent or damage to your building, ii-A will customise the right policy to cover these contingencies, and more if required.

CTP Green Slips – Business and Fleet

CTP Green Slips are a legal requirement for motor vehicle registration in New South Wales and Queensland. When the driver of your car has a motor vehicle accident, your CTP Green Slip covers your civil liability as a result of other people being injured in an accident.

Deposit Bonds – Commercial and Leasing

ii-A can arrange Commercial and Leasing Deposit Bonds that can be used for deposits instead of cash. As no actual money changes hand until settlement on your property purchase, your cash reserves and capital are not tied up, and it is also possible you will save yourself the need for expensive bridging finance. When signing a commercial lease the Deposit Bond can be taken for the period of the lease, alleviating the need to use your cash reserves.

Directors and Officers Liability Insurance

Directors and Officers Liability Insurance specifically indemnifies the directors and officers of a company, and covers damages or defence costs in the event of a lawsuit for alleged wrongful acts while acting in their capacity as directors and officers for the organisation. ii-A has a flexible range of policy options that will help to protect your personal assets in the event of damages being awarded in these circumstances.

Employment Practices Liability Insurance

ii-A offers a comprehensive range of Employment Practices Liability insurance policies to protect employers’ exposure to a range of employment related claims by employees - such as alleged discrimination, wrongful dismissal, sexual or workplace harassment, or privacy invasion.

Entertainment and Special Events Insurance

Entertainment and Special Events insurance can often be a complex process. ii-A can provide insurance for a broad range of entertainment, sports, film, leisure, and special events. Whether you are an entertainer, an entertainment complex manager, a promoter, music, theatre organisation or special events and venues manager, we have the experience to customise a policy to suit your specific circumstances.

IT Liability

ii-A can arrange a combined Professional Indemnity and Public Liability Insurance specifically for IT professionals, computer consultants and programmers who need cover for errors and omissions that may arise in the course of their professional activities.

Kidnap and Ransom Insurance

Kidnap and Ransom Insurance is essential for some companies operating both overseas and the domestic markets. ii-A can arrange specialist Kidnap and Ransom Insurance that covers items such as ransom payment, loss of income, interest on bank loans, and medical/psychiatric care.

Fidelity Guarantee

Fidelity Guarantee covers losses sustained through criminal activities carried out by employees. ii-A can provide a range of Fidelity Guarantee Insurance products to cover a variety of criminal actions such as dishonesty, embezzlement, forgery, safe burglary, computer fraud and counterfeiting. ii-A can customise your Fidelity Guarantee Insurance to meet the liability demands of your particular industry and circumstances.

Financial Risks Insurance

Financial Risks Insurance can include many different types of policies, but more generally focuses on Professional Indemnity Insurance, Directors and Officers Insurance, Employment Practices Liability Insurance and Fidelity. ii-A will make it easy for you by customising the appropriate policy for your particular organisation or service.

In particular, if you are an investment manager, arranging the right level of cover is imperative in order to meet your compliance obligations. ii-A can arrange customised policies to protect you and your company from liabilities that may arise from your investment management activities.

Management Liability Insurance

Management Liability Insurance Policy has been designed to protect the assets and interests of private companies as well as the personal interest and assets of directors and officers against for claims arising out of mismanagement. ii-A has can arrange a Management Liability that suits the size and activities of your organisation.

Marine Insurance

ii-A offers Comprehensive Commercial Marine and Boat Insurance according to the cover that suits your particular marine insurance needs. At ii-A we understand the complex nature of insuring cargo in transit, marine liability and hull, both in and out of the water.

Motor Cycle Insurance

If you or your company use motorbike transport during the course of your business activities ii-A can arrange a comprehensive motor cycle insurance policy to cover your motorbike from damage, third party property damage or theft.

Commercial Motor Vehicle Insurance

ii-A offers a wide range of Comprehensive Motor Vehicle policies that will protect your commercial vehicles individually or as a fleet. If you are looking for an insurance cover for your cars, 4WD, utilities, vans, or trucks, ii-A can customise a competitive commercial motor vehicle insurance cover to suit your needs.

Professional Indemnity Insurance

Without Professional Indemnity Insurance, organisations and individual professionals run the risk being exposed to many liabilities during the course of day to day business activities. ii-A has the experience to arrange professional indemnity insurance for traditional professions such as architects, engineers, business consultants, estate agents, as well as new media information technologies.

Public and Products Liability Insurance

Public and Products Liability Insurance covers your legal liability for personal injury, death or property damage arising from your business activities. No matter what size of type your business it ii-A can arrange a cover that protects your interests and assets.

Rural/Farm

ii-A’s Rural/Farm Insurance will help you to assess and manage your risk in an ever-changing climatic and economic environment. We will arrange a policy to give you the peace of mind, that when the unexpected happens, you know you’ve got the right farm insurance and home and contents insurance cover to recover.

Statutory Liability Insurance

Modern businesses face a raft of strict and complex State and Federal legislation which holds companies and their directors responsible for legal breaches that can sometimes be unavoidable. ii-A can tailor a policy that protects your organisation and individuals against this liability.

Strata Insurance - Commercial and Residential

Modern businesses face a raft of strict and complex State and Federal legislation which holds companies and their directors responsible for legal breaches that can sometimes be unavoidable. ii-A can tailor a policy that protects your organisation and individuals against this liability.

Supplementary Legal Expenses Insurance specifically covers legal expenses your organisation might incur in the event of compensation action not covered by stand alone policies. Supplementary Legal Expenses Insurance generally supplements a Directors and Officers Liability policy. ii-A can arrange a Supplementary Legal Expenses cover that takes in account the specific nature of your business.

Trade Credit Insurance

Trade Credit Insurance protects organisations and professionals against commercial bad debts. ii-A will customise a Trade Credit solution that is tailored to the size and business activities of your particular organisation.

Travel Insurance

ii-A understands how important Travel Insurance is to your peace of mind , which is why we make quite sure your travel insurance policy, including medical travel insurance, is designed to cover all those unexpected emergencies that can happen especially when you are travelling overseas.

Whether you require business travel insurance, general holiday or working holiday insurance ii-A can cover your complete travel insurance needs.

Voluntary Workers Personal Accident Insurance

If your organisation is supported by voluntary workers, ii-A can arrange a Voluntary Workers Personal Accident policy that provides income and injury protection for your all your volunteers.

Workers Compensation

ii-A understands how important it is for you to get the right advice about your workers compensation insurance, and your workplace health and safety procedures.

Workers compensation insurance is compulsory for all employers, and Health and Safety requirements vary from state to state. We have the experience and expertise to simplify the management of your workers compensation insurance obligations.